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My name is Lee Hall. I'm a lawyer, author, and owner of Content Elf LLC. I have been writing professionally for two decades.

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Writing Sample

Universal Banking in India: Is Cryptocurrency the Way?

Close to 200 million Indian people don’t use banks. Could cryptocurrency empower millions? 

Mixed signals so far

National and state governments have suggested that India might either (a) ban cryptocurrency outright, or (b) become a regulatory model for this emerging system of currency. For two examples:

  • The Finance Ministry established a panel with representatives from the Reserve Bank of India to observe developments, possibly to expedite laws for nationwide cryptocurrency use. 
  • Yet India’s central bank does not allow banking services for cryptocurrency firms. So far, this resistance to legalizing cryptocurrency does not amount to outlawing trades or investments.

Meanwhile, the government sent notices to Indian investors, explaining how to pay taxes on their gains from cryptoassets.

Pioneering state

India's southwestern state of Karnataka has promoted blockchain tech for its potential to help meet the needs of the Indian people and create desirable jobs. Notably, Karnataka is a tech hub—particularly the capital, Bengaluru (previously Bangalore).

India's blockchain jobs are on the rise, and many pay quite well.

The path ahead

Blockchain has gained traction in India. Yet the future of cryptocurrency is anything but certain. Onward to more independent business opportunities, and more political and humanitarian benefits? We shall see.